/* frag-Galal.de – Premium-Startseite V9 (31.10.2026, F-WEB-30). Nur bestehende Markenfarben aus fg-site.v5.css (CSS-Variablen),
   keine neuen Farbwerte. Bewegung nur über transform/opacity/stroke-dashoffset, alles aus bei „Bewegung reduzieren“. */

/* ---------- Grundgerüst ---------- */
.p9 main.wrap{max-width:none;padding:0}
.p9 main section{border-top:0;padding:80px 0}
.p9 .innen9{max-width:1180px;margin:0 auto;padding:0 20px}
.p9 .schmal9{max-width:760px;margin:0 auto;padding:0 20px}
.p9 .ton2{background:var(--paper-2)}
.p9 .ton3{background:var(--paper-3)}
.p9 .dunkel9{background:var(--ink);color:var(--paper)}
.p9 .dunkel9 h2,.p9 .dunkel9 h3{color:var(--paper)}
.p9 .dunkel9 .kicker{color:var(--brand-soft)}
.p9 .dunkel9 p,.p9 .dunkel9 li{color:var(--line)}
.p9 h2.gross9{font-size:clamp(2.2rem,5.2vw,3.6rem);line-height:1.05;letter-spacing:-.01em;margin:6px 0 14px}
.p9 .unter9{font-size:1.2rem;color:var(--ink-2);max-width:36rem;margin:0}
.p9 .dunkel9 .unter9{color:var(--line)}
.p9 .mitte9{text-align:center}.p9 .mitte9 .unter9{margin:0 auto}
.p9 .pfeil9{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--brand);text-decoration:none;min-height:44px}
.p9 .pfeil9::after{content:"→";transition:transform var(--m-mittel) var(--m-ease)}
.p9 .pfeil9:hover::after{transform:translateX(4px)}
.p9 .dunkel9 .pfeil9{color:var(--brand-soft)}
.p9 .btn-hell{background:var(--paper);color:var(--ink)}
.p9 .btn-hell:hover{background:var(--brand-soft)}

/* Einblenden beim Scrollen (eigenes, leichtes System) */
.js9 [data-p9]{opacity:0;transform:translateY(18px);transition:opacity 600ms var(--m-ease),transform 600ms var(--m-ease)}
.js9 [data-p9].da9{opacity:1;transform:none}

/* ---------- Hero (drei Varianten, Prototyp-Umschalter) ---------- */
.hero9{position:relative;overflow:hidden;padding:56px 0 72px!important}
.hero9[hidden]{display:none}
.hero9 h1{font-size:clamp(2.3rem,5vw,3.9rem);line-height:1.04;letter-spacing:-.015em;margin:10px 0 18px;max-width:17ch}
.hero9 .lead9{font-size:1.25rem;color:var(--ink-2);max-width:30rem;margin:0 0 26px}
.hero9 .btns{display:flex;flex-wrap:wrap;gap:12px}
.chips9{display:flex;flex-wrap:wrap;gap:8px 18px;margin:26px 0 0;padding:0;list-style:none;font-size:.92rem;color:var(--ink-3)}
.chips9 li{display:flex;align-items:center;gap:8px}
.chips9 li::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--brand)}
.chips9 a{color:inherit;display:inline-flex;align-items:center;gap:6px;min-height:44px}
.sterne9{color:var(--brand);letter-spacing:2px}

/* Hero A – persönlich */
.heroA{display:grid;gap:40px;align-items:center}
@media(min-width:900px){.heroA{grid-template-columns:1.1fr .9fr}}
.heroA .bild9{position:relative;justify-self:center;width:100%;max-width:420px}
.heroA .bild9 img{display:block;width:100%;height:auto;max-height:72vh;aspect-ratio:4/5;object-fit:cover;object-position:50% 20%;border-radius:28px;position:relative;z-index:1}
.heroA .glanz9{position:absolute;inset:-12% -14% -8% -10%;border-radius:50%;background:radial-gradient(closest-side,var(--brand-soft),transparent 72%);z-index:0;animation:glanz9 14s ease-in-out infinite alternate}
.heroA .marke9{position:absolute;z-index:2;left:-22px;bottom:34px;background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:14px 18px;box-shadow:0 18px 40px -24px rgba(27,25,23,.5);font-family:var(--serif);font-size:1.05rem;line-height:1.25;color:var(--ink);animation:schweben9 7s ease-in-out infinite}
.heroA .marke9 small{display:block;font-family:var(--sans);font-size:.78rem;color:var(--ink-3);margin-top:4px}
@keyframes glanz9{from{transform:translate(0,0) scale(1)}to{transform:translate(4%,-3%) scale(1.08)}}
@keyframes schweben9{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@media(max-width:899px){.heroA .bild9{order:-1;max-width:none}.heroA .bild9 img{aspect-ratio:4/3;object-position:50% 18%}.heroA .marke9{left:12px;bottom:12px;font-size:.95rem;padding:10px 14px}}

/* ---------- Bereiche: Bühne mit Reitern ---------- */
.reiter9{display:inline-flex;gap:4px;padding:5px;border-radius:999px;background:rgba(246,243,238,.08);border:1px solid rgba(246,243,238,.14);margin:28px 0 0;flex-wrap:wrap}
.reiter9 button{appearance:none;border:0;background:transparent;color:var(--line);font:600 1rem var(--sans);padding:12px 22px;border-radius:999px;min-height:46px;cursor:pointer;transition:background var(--m-mittel),color var(--m-mittel)}
.reiter9 button[aria-selected="true"]{background:var(--paper);color:var(--ink)}
.reiter9 button:focus-visible{outline:3px solid var(--brand-soft);outline-offset:2px}
.buehne9{display:grid;gap:40px;align-items:center;margin-top:44px}
@media(min-width:900px){.buehne9{grid-template-columns:1.15fr .85fr}}
.buehne9[hidden]{display:none}
.buehne9 .bild{position:relative;border-radius:28px;background:radial-gradient(120% 90% at 30% 20%,rgba(246,243,238,.09),rgba(246,243,238,.02));border:1px solid rgba(246,243,238,.1);aspect-ratio:16/11;display:grid;place-items:center;overflow:hidden}
.buehne9 .bild svg{width:84%;height:auto}
.buehne9 h3{font-family:var(--serif);font-weight:500;font-size:clamp(2rem,4vw,3rem);line-height:1.05;margin:0 0 14px}
.buehne9 ul{list-style:none;padding:0;margin:0 0 26px;display:grid;gap:10px}
.buehne9 li{display:flex;gap:12px;align-items:flex-start;font-size:1.05rem}
.buehne9 li::before{content:"";flex:none;width:18px;height:18px;margin-top:4px;border-radius:50%;border:2px solid var(--brand-soft);background:radial-gradient(circle,var(--brand-soft) 35%,transparent 40%)}
.buehne9 .hinweis9{font-size:.8rem;color:var(--ink-3);position:absolute;right:18px;bottom:12px;margin:0}
.buehne9 .btns{display:flex;flex-wrap:wrap;gap:12px}

/* Zeichnende Linien (Schutzschild, Gebäude) */
.zeichne9{stroke-dasharray:var(--l,600);stroke-dashoffset:var(--l,600)}
.da9 .zeichne9,.buehne9:not([hidden]).da9 .zeichne9{animation:zeichnen9 1.6s var(--m-ease) forwards;animation-delay:var(--v,0ms)}
@keyframes zeichnen9{to{stroke-dashoffset:0}}
.erscheine9{opacity:0;transform:scale(.92);transform-box:fill-box;transform-origin:center}
.da9 .erscheine9{animation:erscheinen9 700ms var(--m-ease) forwards;animation-delay:var(--v,0ms)}
@keyframes erscheinen9{to{opacity:1;transform:none}}
/* Geldströme (Immobilie) */
.strom9{stroke-dasharray:6 10;animation:fliessen9 1.8s linear infinite}
.strom9.raus{animation-direction:reverse}
@keyframes fliessen9{to{stroke-dashoffset:-32}}
/* Lichtreflex (Edelmetalle) */
.reflex9{animation:reflex9 6s ease-in-out infinite;transform-box:fill-box}
@keyframes reflex9{0%,15%{transform:translateX(-160%)}55%,100%{transform:translateX(260%)}}
.schweben-langsam9{animation:schweben9 9s ease-in-out infinite;transform-box:fill-box}

/* ---------- Situation ---------- */
.situ9{display:grid;gap:14px;margin-top:36px}
@media(min-width:760px){.situ9{grid-template-columns:repeat(4,1fr)}}
.situ9 button{appearance:none;text-align:left;display:flex;flex-direction:column;gap:14px;padding:22px;border-radius:20px;border:1px solid var(--line);background:var(--paper);color:var(--ink);font:inherit;cursor:pointer;min-height:150px;transition:transform var(--m-mittel) var(--m-ease),border-color var(--m-mittel),box-shadow var(--m-mittel)}
.situ9 button svg{width:44px;height:44px;color:var(--brand)}
.situ9 button b{font-family:var(--serif);font-weight:500;font-size:1.3rem;line-height:1.15}
.situ9 button:hover{transform:translateY(-3px);box-shadow:0 16px 32px -24px rgba(27,25,23,.5)}
.situ9 button[aria-pressed="true"]{border-color:var(--brand);box-shadow:inset 0 0 0 1px var(--brand);background:var(--paper-2)}
.situ9 button:focus-visible{outline:3px solid var(--brand);outline-offset:2px}
@media(max-width:759px){.situ9{grid-template-columns:1fr 1fr}.situ9 button{min-height:120px;padding:16px}.situ9 button b{font-size:1.1rem}}
.antwort9{margin-top:18px;padding:28px;border-radius:22px;background:var(--paper);border:1px solid var(--line);display:grid;gap:18px}
@media(min-width:900px){.antwort9{grid-template-columns:1fr 1.4fr;align-items:center}}
.antwort9 p{margin:0;font-family:var(--serif);font-size:1.35rem;line-height:1.3;color:var(--ink)}
.antwort9 ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.antwort9 a{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 18px;border-radius:14px;background:var(--paper-2);color:var(--ink);text-decoration:none;font-weight:600;min-height:52px;transition:background var(--m-mittel)}
.antwort9 a::after{content:"→";color:var(--brand)}
.antwort9 a:hover{background:var(--brand-soft)}
.alle9{margin-top:22px;font-size:.95rem;color:var(--ink-3);display:flex;flex-wrap:wrap;gap:6px 16px;align-items:center}
.alle9 a{color:var(--ink-2);min-height:44px;display:inline-flex;align-items:center}

/* ---------- Schadenfälle ---------- */
.faelle9{display:grid;gap:18px;margin-top:40px}
@media(min-width:760px){.faelle9{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1100px){.faelle9{grid-template-columns:repeat(4,1fr)}}
.fall9{display:flex;flex-direction:column;border-radius:22px;background:var(--paper-2);overflow:hidden;border:1px solid var(--line)}
.fall9 .szene{aspect-ratio:4/3;background:var(--paper-3);display:grid;place-items:center}
.fall9 .szene svg{width:78%;height:auto}
.fall9 .text{padding:20px 22px 22px;display:flex;flex-direction:column;flex:1}
.fall9 h3{font-family:var(--serif);font-weight:500;font-size:1.45rem;line-height:1.15;margin:0 0 6px}
.fall9 .text>p{margin:0 0 14px;color:var(--ink-2)}
.fall9 details{margin-top:auto}
.fall9 summary{list-style:none;cursor:pointer;display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--brand);min-height:44px}
.fall9 summary::-webkit-details-marker{display:none}
.fall9 summary::after{content:"+";font-size:1.3rem;line-height:1;transition:transform var(--m-mittel) var(--m-ease)}
.fall9 details[open] summary::after{transform:rotate(45deg)}
.fall9 dl{margin:6px 0 0;font-size:.93rem}
.fall9 dt{font-weight:600;margin-top:10px;color:var(--ink)}
.fall9 dd{margin:2px 0 0;color:var(--ink-2)}
.fall9 .weiter{margin-top:12px;display:flex;flex-direction:column;gap:2px}
.mehr-faelle9{margin-top:22px;display:flex;flex-wrap:wrap;gap:8px 18px;color:var(--ink-3);font-size:.95rem;align-items:center}
.mehr-faelle9 a{color:var(--ink-2);min-height:44px;display:inline-flex;align-items:center}
/* kleine Szenen-Bewegungen */
.muenze9{animation:muenze9 3.4s var(--m-ease) infinite;transform-box:fill-box}
@keyframes muenze9{0%,20%{transform:translate(0,0);opacity:1}70%{transform:translate(46px,40px);opacity:0}100%{opacity:0}}
.tropfen9{animation:tropfen9 2.4s ease-in infinite;transform-box:fill-box}
.tropfen9.b{animation-delay:.8s}.tropfen9.c{animation-delay:1.6s}
@keyframes tropfen9{0%{transform:translateY(-6px);opacity:0}15%{opacity:1}80%{transform:translateY(34px);opacity:1}100%{transform:translateY(40px);opacity:0}}
.brief9{animation:brief9 4s ease-in-out infinite;transform-box:fill-box;transform-origin:center}
@keyframes brief9{0%,100%{transform:translateY(0) rotate(-3deg)}50%{transform:translateY(-6px) rotate(2deg)}}
.warn9{animation:warn9 2.2s ease-in-out infinite;transform-box:fill-box;transform-origin:center}
@keyframes warn9{0%,100%{transform:scale(1)}50%{transform:scale(1.12)}}

/* ---------- Mini-Check (Darstellung, Funktion unverändert) ---------- */
.p9 #check .check-box{border-radius:24px;padding:28px;max-width:860px;margin:30px auto 0;background:var(--paper)}
.p9 #check .check-box button{border-radius:16px;min-height:60px;font-size:1.02rem}

/* ---------- Wer ich bin ---------- */
.wib9{display:grid;gap:44px;align-items:center}
@media(min-width:900px){.wib9{grid-template-columns:.9fr 1.1fr}}
.wib9 .foto{position:relative}
.wib9 .foto img{width:100%;height:auto;max-height:78vh;aspect-ratio:4/5;object-fit:cover;object-position:50% 20%;border-radius:28px;display:block}
.wib9 .foto blockquote{position:absolute;right:-14px;bottom:28px;max-width:290px;margin:0;padding:18px 20px;border-radius:18px;background:var(--brand);color:#fff;font-family:var(--serif);font-size:1.2rem;line-height:1.25;box-shadow:0 20px 40px -26px rgba(27,25,23,.6)}
@media(max-width:899px){.wib9 .foto img{aspect-ratio:4/3}.wib9 .foto blockquote{right:12px;bottom:12px;font-size:1.02rem;max-width:240px}}
.werte9{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:26px 0}
.werte9 div{padding:16px;border-radius:16px;background:var(--paper);border:1px solid var(--line);text-align:center}
.werte9 svg{width:30px;height:30px;color:var(--brand);margin:0 auto 6px;display:block}
.werte9 b{display:block;font-size:.98rem}
.zeit9{position:relative;list-style:none;margin:8px 0 22px;padding:0;display:grid;gap:0}
.zeit9 li{position:relative;padding:0 0 22px 34px}
.zeit9 li::before{content:"";position:absolute;left:6px;top:6px;width:12px;height:12px;border-radius:50%;background:var(--brand);box-shadow:0 0 0 5px var(--brand-soft)}
.zeit9::before{content:"";position:absolute;left:11px;top:10px;bottom:28px;width:2px;background:var(--brand-soft);transform-origin:top;transform:scaleY(var(--z,1));transition:transform 1.4s var(--m-ease)}
.js9 .zeit9:not(.da9){--z:0}
.zeit9 b{display:block;font-family:var(--serif);font-size:1.5rem;font-weight:500;color:var(--brand);line-height:1}
.zeit9 span{color:var(--ink-2)}

/* ---------- Ablauf ---------- */
.ablauf9{position:relative;list-style:none;margin:48px 0 0;padding:0;display:grid;gap:26px}
.ablauf9 li{position:relative;display:flex;gap:16px;align-items:flex-start}
.ablauf9 .punkt{flex:none;width:64px;height:64px;border-radius:50%;background:var(--paper);border:1px solid var(--line);display:grid;place-items:center;position:relative;z-index:1;transition:background 400ms,border-color 400ms}
.ablauf9 .punkt svg{width:28px;height:28px;color:var(--brand)}
.ablauf9 b{display:block;font-family:var(--serif);font-weight:500;font-size:1.3rem}
.ablauf9 span{color:var(--ink-2);font-size:.97rem}
.ablauf9::before{content:"";position:absolute;background:var(--brand);transform-origin:left top;transition:transform 1.8s var(--m-ease)}
@media(min-width:900px){.ablauf9{grid-template-columns:repeat(5,1fr);gap:18px}.ablauf9 li{flex-direction:column;text-align:center;align-items:center}.ablauf9::before{left:10%;right:10%;top:32px;height:2px;transform:scaleX(var(--z,1))}}
@media(max-width:899px){.ablauf9::before{left:31px;top:32px;bottom:40px;width:2px;transform:scaleY(var(--z,1))}}
.js9 .ablauf9:not(.da9){--z:0}
.da9.ablauf9 .punkt{background:var(--brand-soft);border-color:var(--brand-soft)}
.da9.ablauf9 li:nth-child(2) .punkt{transition-delay:300ms}.da9.ablauf9 li:nth-child(3) .punkt{transition-delay:600ms}.da9.ablauf9 li:nth-child(4) .punkt{transition-delay:900ms}.da9.ablauf9 li:nth-child(5) .punkt{transition-delay:1200ms}

/* ---------- Bewertungen ---------- */
.bew9{display:grid;gap:30px;align-items:start;margin-top:10px}
@media(min-width:900px){.bew9{grid-template-columns:.7fr 1.3fr}}
.bew9 .note{font-family:var(--serif);font-size:clamp(2rem,4vw,2.8rem);line-height:1.1;color:var(--ink)}
.bew9 .note .kicker{font-family:var(--sans);font-size:1rem;line-height:1.4;margin-bottom:10px}
.bew9 .note .sterne9{display:block;font-size:1.6rem;margin:0 0 10px}
.bew9 .note small{display:block;font-family:var(--sans);font-size:.95rem;color:var(--ink-3);margin-top:10px}
.p9 #bewertungen-liste{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(280px,1fr);gap:16px;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:10px}
.p9 #bewertungen-liste .bewertung{scroll-snap-align:start;background:var(--paper);border-radius:20px}
.p9 #bewertungen-liste .bewertung footer{color:var(--brand)}
.p9 #bewertungen-liste .bewertung p{display:-webkit-box;-webkit-line-clamp:7;-webkit-box-orient:vertical;overflow:hidden}

/* ---------- Ratgeber ---------- */
.rat9{display:grid;gap:18px;margin-top:36px}
@media(min-width:900px){.rat9{grid-template-columns:repeat(3,1fr)}}
.rat9 a{display:flex;flex-direction:column;border-radius:22px;overflow:hidden;background:var(--paper);border:1px solid var(--line);color:var(--ink);text-decoration:none;transition:transform var(--m-mittel) var(--m-ease),box-shadow var(--m-mittel)}
.rat9 a:hover{transform:translateY(-4px);box-shadow:0 22px 40px -28px rgba(27,25,23,.5)}
.rat9 .cover{aspect-ratio:16/9;background:var(--brand);display:grid;place-items:center}
.rat9 .cover.b{background:var(--ink)}.rat9 .cover.c{background:var(--brand-deep)}
.rat9 .cover svg{width:34%;height:auto;color:var(--paper)}
.rat9 b{display:block;padding:18px 20px 6px;font-family:var(--serif);font-weight:500;font-size:1.25rem;line-height:1.2}
.rat9 span{padding:0 20px 20px;color:var(--ink-3);font-size:.93rem}

/* ---------- FAQ kompakt ---------- */
@media(min-width:900px){.p9 #faq .faq-raster{display:grid;grid-template-columns:1fr 1fr;gap:0 40px}}

/* ---------- Handy: kompakter, wischbare Reihen statt langer Stapel ---------- */
@media(max-width:759px){
  .p9 main section{padding:56px 0}
  .hero9{padding:20px 0 44px!important}
  .heroA{gap:22px}
  .heroA .bild9 img{aspect-ratio:16/10}
  .p9 h2.gross9{font-size:2rem}
  .p9 .unter9{font-size:1.05rem}
  .reiter9{display:flex;flex-wrap:nowrap}.reiter9 button{flex:1;padding:10px 8px;font-size:.88rem}
  .buehne9{gap:20px;margin-top:24px}
  .buehne9 .bild{aspect-ratio:16/10}
  .buehne9 ul{margin-bottom:18px}
  .faelle9,.rat9{grid-template-columns:none;grid-auto-flow:column;grid-auto-columns:84%;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:8px;margin-right:-20px;padding-right:20px}
  .fall9,.rat9 a{scroll-snap-align:start}
  .fall9 .szene{aspect-ratio:16/9}
  .wib9{gap:24px}.wib9 .foto img{aspect-ratio:16/11}
  .werte9{margin:18px 0}.werte9 div{padding:12px 6px}
  .ablauf9{margin-top:30px;gap:18px;text-align:left}
  .ablauf9 .punkt{width:52px;height:52px}.ablauf9::before{left:25px;top:26px}
  .mitte9{text-align:left}
}
/* ---------- Bewegung reduzieren ---------- */
@media (prefers-reduced-motion: reduce){
  .p9 *,.p9 *::before,.p9 *::after{animation:none!important;transition:none!important}
  .js9 [data-p9]{opacity:1;transform:none}
  .zeichne9{stroke-dashoffset:0}.erscheine9{opacity:1;transform:none}
  .zeit9::before,.ablauf9::before{transform:none}
}

/* frag-Galal.de – Premium V10 (31.10.2026, F-WEB-33).
   Nur bestehende Markenfarben (CSS-Variablen). Inhalt: Microinteraction-System, cinematischer Hero, drei Konzepte, Landingpage-Bausteine. */

/* ===== 1. Microinteraction-System (verbindliche Zustände) =====
   Knopf: Hover dunkler + 1 px Anhebung, Druck 1 px nach unten (180 ms) · Karte: 4 px Anhebung + Schatten (260 ms, nur mit Maus)
   Auswahl: Rahmen in Markenfarbe + Haken · Fokus: 3 px Markenrahmen, 2 px Abstand · Navigation: Unterstrich wächst von links */
.p9 .btn{transition:transform var(--m-schnell) var(--m-ease),background var(--m-schnell),box-shadow var(--m-schnell)}
@media(hover:hover){.p9 .btn:hover{transform:translateY(-1px)}}
.p9 .btn:active{transform:translateY(1px)}
.p9 a:focus-visible,.p9 button:focus-visible,.p9 summary:focus-visible,.p9 input:focus-visible{outline:3px solid var(--brand);outline-offset:2px;border-radius:10px}
.p9 .nav-gross>a{position:relative}
.p9 .nav-gross>a::after{content:"";position:absolute;left:0;right:0;bottom:-4px;height:2px;background:var(--brand);transform:scaleX(0);transform-origin:left;transition:transform var(--m-mittel) var(--m-ease)}
@media(hover:hover){.p9 .nav-gross>a:hover::after{transform:scaleX(1)}}
.situ9 button[aria-pressed="true"]{position:relative}
.situ9 button[aria-pressed="true"]::after{content:"✓";position:absolute;top:14px;right:16px;width:26px;height:26px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-size:.85rem;animation:haken10 260ms var(--m-ease)}
@keyframes haken10{from{transform:scale(.4);opacity:0}to{transform:none;opacity:1}}
@media(hover:hover){.fall9,.lp-karte{transition:transform var(--m-mittel) var(--m-ease),box-shadow var(--m-mittel)}.fall9:hover,.lp-karte:hover{transform:translateY(-4px);box-shadow:0 22px 40px -28px rgba(27,25,23,.5)}}
.p9 #check-app button{transition:transform var(--m-schnell),border-color var(--m-schnell),background var(--m-schnell)}
.p9 #check-app button:active{transform:scale(.98)}

/* ===== 2. Cinematischer Hero (Konzept 1, dezent) ===== */
.heroA .bild9{overflow:visible}
.heroA .bild9 img{animation:kamera10 26s ease-in-out infinite alternate;transform-origin:50% 30%}
@keyframes kamera10{from{transform:scale(1)}to{transform:scale(1.045)}}
.heroA .bild9::after{content:"";position:absolute;inset:0;border-radius:28px;z-index:1;pointer-events:none;background:linear-gradient(115deg,rgba(255,255,255,0) 35%,rgba(255,255,255,.18) 50%,rgba(255,255,255,0) 65%);background-size:250% 100%;animation:licht10 9s ease-in-out infinite}
@keyframes licht10{0%,40%{background-position:120% 0}70%,100%{background-position:-60% 0}}
.heroA .bild9 img{overflow:hidden}
.heroA h1{animation:aufbau10 900ms var(--m-ease) both}
.heroA .lead9{animation:aufbau10 900ms 150ms var(--m-ease) both}
.heroA .btns{animation:aufbau10 900ms 280ms var(--m-ease) both}
@keyframes aufbau10{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}

/* ===== 4. Landingpage-Bausteine (Vorlage für alle Themenseiten) ===== */
.lp-hero{display:grid;gap:40px;align-items:center;padding:48px 0 64px}
@media(min-width:900px){.lp-hero{grid-template-columns:1.1fr .9fr}}
.lp-hero h1{font-size:clamp(2.2rem,4.6vw,3.6rem);line-height:1.05;letter-spacing:-.01em;margin:8px 0 16px;max-width:18ch}
.lp-hero .lead9{font-size:1.2rem;color:var(--ink-2);max-width:34rem;margin:0 0 24px}
.lp-hero .bild9 img{border-radius:28px}
.lp-situ{display:grid;gap:12px;margin-top:30px}
@media(min-width:760px){.lp-situ{grid-template-columns:repeat(2,1fr)}}
.lp-situ li{list-style:none;display:flex;gap:14px;align-items:flex-start;padding:18px 20px;border-radius:18px;background:var(--paper);border:1px solid var(--line);font-size:1.02rem}
.lp-situ li::before{content:"";flex:none;width:34px;height:34px;border-radius:50%;background:var(--brand-soft) no-repeat center/18px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%239c4a24' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M12 7v6M12 17v.5'/%3E%3C/svg%3E")}
.lp-situ{padding:0}
/* Bausteine als Reiter-Infografik */
.lp-baust{display:grid;gap:22px;margin-top:34px}
@media(min-width:900px){.lp-baust{grid-template-columns:.85fr 1.15fr;align-items:start}}
.lp-liste{display:grid;gap:8px}
.lp-liste button{appearance:none;display:flex;align-items:center;gap:14px;text-align:left;padding:14px 18px;border-radius:16px;border:1px solid var(--line);background:var(--paper);color:var(--ink);font:600 1rem var(--sans);cursor:pointer;min-height:56px;transition:background var(--m-mittel),border-color var(--m-mittel),transform var(--m-schnell)}
.lp-liste button span.nr{flex:none;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--paper-2);color:var(--brand);font-size:.85rem}
.lp-liste button[aria-selected="true"]{background:var(--ink);color:var(--paper);border-color:var(--ink)}
.lp-liste button[aria-selected="true"] span.nr{background:var(--brand);color:#fff}
.lp-tafel{position:relative;border-radius:24px;background:var(--ink);color:var(--paper);padding:34px;min-height:260px;overflow:hidden}
.lp-tafel[hidden]{display:none}
.lp-tafel h3{font-family:var(--serif);font-weight:500;font-size:clamp(1.6rem,3vw,2.2rem);color:var(--paper);margin:0 0 12px;position:relative}
.lp-tafel p{color:var(--line);font-size:1.05rem;line-height:1.6;position:relative;margin:0}
.lp-tafel a{color:var(--brand-soft)}
.lp-tafel .ring{position:absolute;right:-60px;bottom:-60px;width:240px;height:240px;border-radius:50%;border:2px solid rgba(240,226,216,.14)}
.lp-tafel .ring::before{content:"";position:absolute;inset:34px;border-radius:50%;border:2px solid rgba(240,226,216,.1)}
.da9.lp-tafel .ring{animation:ring10 1.2s var(--m-ease) both}
@keyframes ring10{from{transform:scale(.6);opacity:0}to{transform:none;opacity:1}}
/* Vergleich gesetzlich/privat als Waage */
.lp-vergleich{margin-top:30px;border-radius:24px;overflow:hidden;border:1px solid var(--line)}
.lp-vergleich .kopf,.lp-vergleich .zeile{display:grid;grid-template-columns:1fr 1.2fr 1.2fr}
.lp-vergleich .kopf{background:var(--ink);color:var(--paper);font-weight:600}
.lp-vergleich .kopf>*,.lp-vergleich .zeile>*{padding:14px 18px}
.lp-vergleich .zeile:nth-child(odd){background:var(--paper-2)}
.lp-vergleich .zeile b{font-family:var(--serif);font-weight:500;font-size:1.05rem}
@media(max-width:759px){.lp-vergleich .kopf{display:none}.lp-vergleich .zeile{grid-template-columns:1fr}.lp-vergleich .zeile>*{padding:6px 16px}.lp-vergleich .zeile>b{padding-top:14px}.lp-vergleich .zeile>span::before{font-weight:600;color:var(--brand)}.lp-vergleich .zeile>span:nth-of-type(1)::before{content:"Gesetzlich: "}.lp-vergleich .zeile>span:nth-of-type(2)::before{content:"Privat: "}}
/* Für wen: Symbol-Kacheln */
.lp-wer{display:grid;gap:12px;margin-top:28px}
@media(min-width:760px){.lp-wer{grid-template-columns:repeat(3,1fr)}}
.lp-karte{border-radius:20px;background:var(--paper);border:1px solid var(--line);padding:22px}
.lp-karte svg{width:40px;height:40px;color:var(--brand)}
.lp-karte b{display:block;font-family:var(--serif);font-weight:500;font-size:1.25rem;margin:10px 0 6px}
.lp-karte p{margin:0;color:var(--ink-2);font-size:.95rem}
/* Gut zu wissen und Fehler als Prüfliste (Titel sichtbar, Erklärung aufklappbar) */
.lp-pruef{display:grid;gap:10px;margin-top:26px}
@media(min-width:900px){.lp-pruef{grid-template-columns:1fr 1fr;gap:10px 22px}}
.lp-pruef details{border-radius:16px;background:var(--paper);border:1px solid var(--line);padding:0 18px}
.lp-pruef summary{list-style:none;cursor:pointer;display:flex;gap:12px;align-items:center;min-height:56px;font-weight:600}
.lp-pruef summary::-webkit-details-marker{display:none}
.lp-pruef summary::before{content:"";flex:none;width:22px;height:22px;border-radius:6px;border:2px solid var(--brand)}
.lp-pruef .fehler summary::before{border-radius:50%;border-color:var(--minus);background:linear-gradient(45deg,transparent 45%,var(--minus) 45% 55%,transparent 55%),linear-gradient(-45deg,transparent 45%,var(--minus) 45% 55%,transparent 55%)}
.lp-pruef details[open] summary::before{background:var(--brand);box-shadow:inset 0 0 0 3px var(--paper)}
.lp-pruef .fehler[open] summary::before{background:linear-gradient(45deg,transparent 45%,var(--minus) 45% 55%,transparent 55%),linear-gradient(-45deg,transparent 45%,var(--minus) 45% 55%,transparent 55%);box-shadow:none}
.lp-pruef details p{margin:0 0 16px;color:var(--ink-2)}
.lp-zwei{display:grid;gap:30px}
@media(min-width:900px){.lp-zwei{grid-template-columns:1fr 1fr}}
.lp-weiter{display:grid;gap:12px;margin-top:24px}
@media(min-width:760px){.lp-weiter{grid-template-columns:repeat(3,1fr)}}
.lp-weiter a{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:20px 22px;border-radius:18px;background:var(--paper-2);color:var(--ink);text-decoration:none;font-weight:600;min-height:64px}
.lp-weiter a::after{content:"→";color:var(--brand);transition:transform var(--m-mittel) var(--m-ease)}
@media(hover:hover){.lp-weiter a:hover::after{transform:translateX(4px)}}
.fall9 .szene.klein{aspect-ratio:auto;height:120px;background:var(--brand-soft)}.fall9 .szene.klein svg{width:58px;color:var(--brand)}
.lp-quellen{font-size:.9rem;color:var(--ink-3)}
.lp-quellen li{margin:6px 0}

@media (prefers-reduced-motion: reduce){
  .heroA .bild9 img,.heroA .bild9::after,.heroA h1,.heroA .lead9,.heroA .btns,.lp-tafel .ring{animation:none!important}
  .p9 .btn,.fall9,.lp-karte{transition:none!important;transform:none!important}
}

/* ===== Audit V13, Paket A (31.10.2026) ===== */
:root{--ease-out:cubic-bezier(.23,1,.32,1);--ease-in-out:cubic-bezier(.77,0,.175,1);--d-kurz:150ms;--d-mittel:250ms;--d-lang:400ms}
/* A7 Hero: Überschrift sofort lesbar (nur 8 px Bewegung), Kamerafahrt und Licht nur einmal, Plakette und Glanz ruhig */
.heroA h1{animation:h1-ein10 520ms var(--ease-out) both}
@keyframes h1-ein10{from{transform:translateY(8px)}to{transform:none}}
.heroA .bild9 img{animation:kamera10 26s ease-out 1 forwards}
.heroA .bild9::after{animation-iteration-count:1}
.heroA .marke9{animation-iteration-count:2}
.heroA .glanz9{animation-iteration-count:2}
/* A6 Endlosschleifen begrenzen: Fallszenen 2 Durchläufe, Warnzeichen ohne Pulsieren, Bühne ruhig */
.muenze9,.tropfen9,.brief9{animation-iteration-count:2}
.fall9 .warn9{animation:none}
.buehne9 .strom9{animation-iteration-count:4}
.reflex9{animation-iteration-count:3}
.schweben-langsam9{animation-iteration-count:2}
/* A9 Anheben nur mit Maus, am Handy keine „hängenden“ Karten */
@media (hover:none),(pointer:coarse){
  .situ9 button:hover,.rat9 a:hover,.heroC .wahl9 a:hover,.fall9:hover,.lp-karte:hover{transform:none;box-shadow:none}
  .pfeil9:hover::after,.lp-weiter a:hover::after{transform:none}
}
/* A3 „Passend zum Thema“ am Tablet einspaltig (dreispaltig erst ab 900 px) */
@media(min-width:760px) and (max-width:899px){.lp-weiter{grid-template-columns:1fr}}
/* A13 Mini-Check-Ergebnis linksbündig */
.p9 #check .check-box{text-align:left}
/* A2 Kontaktleiste am Handy (bisher nur Startseite, inline) */
.handy-leiste{display:none}
@media(max-width:767px){
  .handy-leiste{display:flex;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:40;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:var(--paper);border-top:1px solid var(--line);box-shadow:0 -4px 16px rgba(0,0,0,.06)}
  .handy-leiste .btn{flex:1;display:flex;align-items:center;justify-content:center;white-space:nowrap;min-height:46px;padding:8px 12px;font-size:.95rem}
  body:has(.handy-leiste){padding-bottom:72px}
}
@supports (animation-timeline:scroll()){@media(max-width:767px){.handy-leiste{animation:leiste-ein linear both;animation-timeline:scroll(root);animation-range:0 560px}}}
@keyframes leiste-ein{0%,70%{transform:translateY(120%)}100%{transform:none}}
/* A17 „Bewegung reduzieren“: Bewegung aus, kurze Farb-/Deckkraft-Rückmeldung bleibt */
@media (prefers-reduced-motion:reduce){
  .p9 a,.p9 button,.p9 summary,.p9 .btn{transition:color var(--d-kurz),background-color var(--d-kurz),border-color var(--d-kurz),opacity var(--d-kurz)!important}
  .handy-leiste{animation:none!important}
}
/* Immobilien: solange die Cashflow-Leiste des Rechners offen ist, keine zweite Leiste */
body:has(.rechner-leiste.offen) .handy-leiste{display:none!important}